A single base to accept different online payment methods.
Sell on any channel
A Unified Payments Platform
For businesses that demand performance, automation, control and robust infrastructure to run payments at scale.
Sell and charge with ease on any channel. Integrate the largest e-commerce platforms, create payments by link and build tailor-made journeys with IOPAY's APIs and Unified Payments platform.
8.5M+consumers and businesses served
20k+connected businesses
50+integrations and components
PCI DSScompliance built into the operation
Solutions for different models and businesses
A complete payments platform that unifies sales, payments, management, visibility and control.
Boost the operations that receive payment for your sales, charges and e-commerce, and manage everything with millimetric precision, in an organized, complete and real-time way. Control your team's spending and expenses and set budgets for each project and initiative.
01 · Online sales
Integrated digital payment experiences.
Offer payments on your channel with plugins, links, buttons or custom-built integrations.
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Checkout plugins for e-commerce
Offer Pix, cards and boleto directly in the checkout of the main e-commerce platforms, preserving your brand's experience and identity.
Payment links
Generate digital charges for WhatsApp, social media, sales teams, support and other channels that have no checkout of their own.
Payment buttons
Embed payment buttons in websites, landing pages and campaigns to lead the customer straight to the payment step.
Custom API integrations
REST APIs, webhooks, credentials, tokenization and SDKs to embed payments directly into your product's architecture.
02 · In-person
In-person payments connected to the digital operation.
Accept payments at the point of sale with integrated card terminals and, soon, directly on your smartphone.
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Card terminals
Accept cards at the point of sale and track transactions and receivables together with your operation's digital channels.
Turn your phone into a card terminal New · coming soon
Accept contactless payments directly on compatible smartphones, with no need for a dedicated terminal.
03 · Spend & benefits management
More control over corporate expenses.
Centralize spend management by cardholder, define usage policies and apply controls directly on corporate cards.
04 · Platforms & ecosystems
Infrastructure for platforms and ecosystems.
Resources for marketplaces, platforms, networks and multi-party operations that require governance and scale.
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Payment Split
Automatically distribute the amounts of a transaction among sellers, partners or other recipients according to your operation's rules.
Startups & Marketplaces
Centralize sellers, payments, Payment Split and reconciliation in an operational layer built for platforms and marketplaces.
White-label
Offer payments under your own brand while IOPAY puts its know-how, technology and payments infrastructure to work behind the scenes. APIs, components, acquirers and partner institutions work together so your company can focus its energy on its own business while we sustain the operational, technological and financial complexity of the operation.
More ways to pay, more conversion!
Mastercard
Visa
Elo
American Express
Hipercard
Banescard
JCB
Aura
Cabal
Pix
Bank slip (boleto)
USDTCheck the rates by payment type, charges and conditions for installments and prepayment.
Custom integrations via APIs and Webservices
From Devs to Devs.
For operations that require a higher level of customization, IOPAY provides APIs, webhooks, credentials and platform resources to integrate payments directly into your flows and systems. Capture, pre-authorize, refund, cancel, manage and track the entire path from purchase intent to receipt in a bank account.
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Payments and charges
Pix, cards, boleto, links and transactional queries via API.
Pix, cards, boleto, links and transactional queries via API.
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Events and operations
Webhooks, redelivery, status tracking and visibility through the portal.
Webhooks, redelivery, status tracking and visibility through the portal.
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Platforms
Tokenization, split, sellers and custom journeys for marketplaces and digital products.
Tokenization, split, sellers and custom journeys for marketplaces and digital products.
sandbox
# One Click Buy
curl https://api.iopay.com.br/api/v1/transaction/new/:CustomerID \
-H "Authorization: Bearer $IOPAY_BEARER_TOKEN" \
-H "Content-Type: application/json" \
-d '{
"id_card": "23082eb67cd54e7eb4c9cf8c760bd12f",
"payment_type": "credit",
"amount": 14990,
"currency": "BRL",
"description": "Order #102938",
"capture": true,
"installment_plan": {
"number_installments": 1,
"mode": "interest_free"
},
"reference_id": "102938"
}'
E-commerce
Native checkout integrated with the main
Native checkout integrated with the main
e-commerce platforms and online stores.
Connect IOPAY to the e-commerce environment your company already uses and preserve your brand's purchase flow. For specific projects, the same infrastructure is available via API and plugin features can be extended whenever necessary.
Optimized go-live with checkouts and payment screens optimized and prepared for maximum conversion
Security as the soul of the infrastructure and as the critical core of the operation
PCI DSS 4.0.1
Technical and operational controls applied to protecting the payments environment with scans, auditing, certification and a specialized SOC.
Tokens and OneClick Buy
Reduced exposure of sensitive data throughout transactional flows in full compliance with PCI-DSS v4.0.1. Easy one-click purchase for your consumer.
More Accurate Antifraud
Pre- and post-transactional antifraud layers with neural networks trained for each business model / MCC. More approvals and more accuracy for your industry code.
Observability
Status, webhooks and events available in real time for tracking and integration with ERPs, CRMs, SAP, SaaS, e-commerce platforms, n8n, corporate systems and internal platforms.
Iopay Blog
Payments, Products and Operations.
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Analyses on payments, technology, risk, product and operations.
